Prague – More than a quarter of Czechs do not feel mentally healthy, which is a deterioration compared to last year’s measurement, when it was 23 percent. Problems arise especially among young people from 18 to 24 years old. More than half of them do not handle stressful situations calmly, and 37 percent do not feel mentally healthy. This follows from research on the certainty index, which BNP Paribas Cardif Pojišťovna presented to journalists. In June, 1,545 respondents participated.
The BNP Paribas Cardif security index expresses how secure Czechs feel in four basic areas: home and family, finances, work and health. At the same time, it takes into account potential risks and their coverage in each of these areas. Compared to last year, the value of the index rose by one point to 44 out of a total of 100. According to the survey, the immediate financial reserve of Czechs must not fall below 50,000 crowns, while last year it was 35,000 CZK.
“The years spent in the economic crisis and the coronavirus pandemic have left their mark on Czech society in terms of the need for higher financial reserves and poorer mental health across the population. We again observe the highest value in the home and family pillar, which currently stands at 48. For Czechs, the family is the first choice for advice and possible help,” said Michal Straka, a specialist from the Ipsos research agency.
In the finance pillar, which is now at 43 points, the Czechs are better than last year. “After several economically demanding years, when people had a bad time with their finances due to inflation and could hardly put money aside and build up a reserve, we see a significant improvement in this wave. 19 percent of Czechs expect their financial situation to worsen in the next year, last year it was 29 percent. The financial reserve brings them the most security, which, even due to increased prices and expenses, rose by 15,000 compared to last year CZK, now people must not drop below CZK 50,000 on average,” said the insurance company’s sales director Martin Steiner.
Insurance is also the bearer of security, which is used by almost 60 percent of people who have contracted it. However, Czechs generally have little insurance. Young people under the age of 24 usually have no insurance.
“For example, more than a third of Czechs paid for the loss of a job from their financial reserves, another 12 percent borrowed from relatives. On the contrary, it was five percent from insurance. At a time when people have large financial obligations, such as a mortgage, a loss of income can be for them despite the help of relatives liquidating,” pointed out Steiner. The labor pillar now stands at 44 points.
The last pillar of the index is health, which again ranked lowest, this time with 41 points. Most of the older generation feel mentally healthy and emotionally stable, but 45 percent of Czechs aged 55 to 65 are not satisfied with their health. People aged 45 to 54 consume high doses of caffeine and almost half do not eat healthily.
CR health insurance survey
Source: www.ceskenoviny.cz
