Astra Financial Guides People to Own Cars According to Their Needs

DAPURPACUID – Astra Financial is present as a platinum sponsor of GIIAS 2024 to provide convenience to visitors in having a vehicle according to their needs.

As is known, throughout the exhibition, Astra Financial presented ten of its flagship business units, including ACC, TAF, Asuransi Astra and Seva.

These four business lines are here to offer a complete solution to prospective customers to own a new vehicle with an easy and transparent process.

This was conveyed in detail through the Astra Financial Talks entitled ‘Uncovering the Complete Guide to Owning a Safe and Comfortable Vehicle’, at GIIAS 2024 some time ago.

Through this event, Astra Financial invites the public to understand more deeply about the financing process, vehicle protection, and ease of four-wheeled automotive transactions.

This event is also a form of Astra Financial’s support for the Financial Services Authority (OJK) in increasing financial literacy to achieve 65% and financial inclusion of 93% by 2027.

In ACC and TAF, it is stated that through these two products, they provide solutions in managing vehicle credit wisely, without disrupting family finances.

This was conveyed by ACC Chief Marketing & Sales Officer, Tan Chian Hok, who said that having a private vehicle is the dream of many people.

However, Tan continued, the decision to buy a vehicle must be mature and based on good financial planning, without having to sacrifice other sectors.

“Choose a vehicle according to your needs and financial capabilities. Then, complete the credit requirements legally and correctly,” explained Tan, in his official broadcast.

“Make sure you understand all the rights and obligations stated in the agreement at the beginning of the application. Don’t forget to always pay off installments on time so that your credit record remains good,” he explained.

In line with that, TAF Sales & Marketing Director, Budi Setiawan said, in managing vehicle credit, it is important for prospective consumers to pay attention to several things.

“Make a mature budget plan, adjust it to your financial capabilities, consider vehicle insurance and life insurance, and take advantage of available promotions to get optimal benefits.”

On the other hand, both ACC and TAF have committed to continue providing innovative financing solutions that suit consumer needs when they want to own a new vehicle.

With various attractive programs on offer, ACC and TAF are confident that they can help more and more Indonesians realize their dream of owning a private vehicle.

For your information, ACC and TAF are providing special offers specifically for offline visitors throughout GIIAS 2024, including enjoying free admin fees.

Also offered is a down payment (DP) of around 30% ADDM (installment paid in advance) for purchasing a passenger car with a special interest rate starting from 0.67%, through four-wheeled vehicle financing services from ACC and TAF.

Meanwhile, for online offers through SEVA (astrafinancialevent.com), visitors can enjoy free admin fees, DP ≥25% ADDM purchase application with a six-year tenor with an interest rate of 6.67%, valid for taking 1 unit per visitor.

SEVA Highlights Instant Approval Feature

As a new car search platform from various Astra brands, SEVA still excels in the Instant Approval feature offered to its prospective customers.

In this feature, customers get certainty of financing in less than 30 minutes. SEVA Chief Marketing & Growth, Dadi Hendriadi also agreed that SEVA is here to provide convenience in automotive transactions.

Dadi also emphasized that with SEVA’s user-friendly digital platform, consumers can easily and quickly search for, compare, and buy their dream vehicles.

“We believe SEVA can be the right solution for the young generation who want fast and easy transactions to own a new car,” said Dadi.

During GIIAS 2024, SEVA is offering a lucky draw promo for various attractive prizes for consumers who make transactions (SPK) through SEVA or SEVA CRM.

At GIIAS Jakarta, prizes include 1 precious metal of 67 grams, 2 units of Honda BeAT, 3 precious metals of 6.7 grams, 4 Apple Watch SE, 5 precious metals of 2 grams, 6 Bank Saqu balances worth IDR 1.5 million, 7 AstraPay balances worth IDR 1 million.

Meanwhile, at GIIAS Surabaya, which is scheduled to be held on August 28–September 1, 2024 at Grand City Convex, the prizes offered are 6 Precious Metals weighing 6.7 grams and 7 AstraPay balances worth IDR 1.5 million.

Maximum Protection from Garda Oto

Not only new vehicles are Astra Financial’s focus in its service to consumers, but also through comprehensive protection during vehicle ownership.

Through various asset protection products, Astra Insurance provides services as part of its commitment to ‘Bring Peace of Mind to Millions’ to customers.

The protection provided includes Garda Oto vehicle insurance, commercial insurance, sharia insurance, Garda Medika corporate health insurance, Garda Healthcare outpatient health insurance, and other products through Gardaoto.com.

In this talk show session, Retail & Digital Business Director of Asuransi Astra, Wisnu Kusumawardhana emphasized the importance of vehicle protection for comfort while owning it.

Likewise, tips provide guidance on choosing the right vehicle insurance to get optimal protection, so they feel calmer and safer when driving.

“Astra Insurance with the Garda Oto product is committed to providing vehicle protection that prioritizes convenience and comfort for customers,” explained Wisnu.

Wisnu hopes that customers understand how to choose the type of coverage that suits their needs, whether Comprehensive, which guarantees partial loss/damage such as scratches and dents.

Up to Total Loss Only (TLO), which guarantees total loss/damage such as loss or damage with repair costs above 75% of the insured value at the time of the incident.

Wisnu appealed to drivers to drive safely and ensure they have a valid driving license, and never violate traffic signs.

“Report any changes in vehicle data such as the addition of accessories, changes in function, for example from personal use to commercial use for rent or online taxis,” he added.

Astra Insurance through its Garda Oto product presents attractive offers during GIIAS 2024, especially for consumers who buy vehicles in cash.

Accompanied by Comprehensive protection for a minimum policy period of 1 year, you will receive a gift of one year of TLO protection, which is valid from the end of the Comprehensive policy period and after making full premium payment. (dpid/TH)

Source: dapurpacu.id