Images and videos from a fire-ravaged Los Angeles are spreading on social media.
Testimony from residents of the luxury resort of Pacific Palisades paints a picture of a wiped out community, where villas as well as shopping centers and schools have burned to the ground.
In just a few hours, the situation went from controlled to directly life-threatening, and at least ten people have died.
Sigge Eklund’s house has burned down
Among those who had their house swallowed by the fire is the podcast star Sigge Eklund and his wife also the media profile Malin Eklund.
– The whole city is wiped out, says Sigge Eklund to TT, without knowing how life will now continue.
– This was last night, you are completely empty. I don’t even know how to make a plan, where do you start?
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Sigge Eklund’s house in Pacific Palisades has burned down
The daughter’s unpleasant text message to Sigge Eklund during the fire
Does my home insurance apply in the event of a forest fire?
The vast majority will go through life without having their entire home wiped out by an extensive forest fire.
But if the accident were to happen – can you be sure that your insurance covers the most extensive losses then?
Yes, provided you have home, villa or holiday home insurance, you can usually get compensation if your property has been damaged by a forest fire – but the exact conditions can vary from company to company.
“If your home cannot be used due to damage, you can receive compensation for living elsewhere during the time you cannot live at home. You who have been asked by the authorities to evacuate are also entitled to compensation for what are called in the conditions “additional costs for accommodation””writes Konsumenteras on its website.
A deductible and an age deduction are deducted from the compensation for your property. You can read more about it on the respective insurance company’s website.
READ MORE: Postnord’s message to all customers
It does not cover home insurance in the event of a forest fire
So, what does it cover then not home insurance? We list examples that are good to remember:
- According to County insurances home insurance does not cover the smell of smoke in the home, as long as it is deemed to be able to disappear through ventilation.
- You may be entitled to compensation for accommodation elsewhere if your home is damaged and becomes unusable.
However, if your property has not been damaged, you should double check with your insurance company that you are indeed being reimbursed for additional costs for accommodation elsewhere. That means Anna-Karin Baltzari Danforshead of Consumers’ Insurance Agency.
- If the car is still in the driveway when your house starts to burn, it will not be covered by home insurance. Damage to your car is compensated via the car’s half or full insurance, according to Swedish insurance.
READ MORE: News today – current news from Sweden and the world
Source: nyheter24.se
