Leroy Merlin is partnering with BPCE, Banque Populaire and Caisse d’Epargne as well as Oney (a subsidiary of BPCE and ELO) to offer its customers a turnkey journey with a global and integrated solution. Customers will be able to benefit from a complete range of financial solutions including the Zero-Rate Eco-Loan to carry out their energy modernization work.
The agreement announced on June 24 between Leroy Merlin, BPCE, Popular Bank and Savings Bank as well as the company Oneya subsidiary of BPCE and ELO, aims to help the French finance their energy renovation work. Customers will thus be able to benefit from a turnkey process with a global and integrated solution, with a complete range of financial solutions including the Zero-Rate Eco-Loan.
This alliance builds on the existing partnership between Oney and Leroy Merlin. It is part of a dual desire to respond to the challenge of energy renovation and to support French households in managing their budget through simple solutions adapted to their needs.
The Banques Populaires and the Caisses d’Epargne, the leading financiers of residential real estate in France, will offer their clients wishing to carry out energy renovation work a turnkey solution for any type of project. These will be accompanied by their bank advisor on the financing part with complete offers including the Zero Rate Eco-Loan and will be directed to the nearest Leroy Merlin store to benefit from its expertise.
Tailor-made support from Leroy Merlin
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For all other Leroy Merlin customers, Oney is further expanding its in-store financing solutions. This offer will take into account the deduction of aid for which the customer is eligible, and will allow the remaining balance to be financed by an assigned credit, with the possibility now of subscribing directly on site to an Eco-Loan at Zero Rate.
With its Energy Renovation managers, Leroy Merlin provides customers with comprehensive support in several stages:
- information on the benefits of energy renovation to reduce energy bills and improve the DPE (Energy Performance Diagnostic).
- advice on the most suitable solutions, whether it is for example the insulation of windows or walls, the installation of a heat pump or the installation of a VMC. Customers will be guided throughout the process and local RGE-certified professionals will be appointed to carry out the work.
This offer will be gradually rolled out across the country.
For Hélène Madar, General Manager of Local Banking and Insurance at Banque Populaire – Caisse d’Epargne: « Energy renovation occupies a central place in the concerns of our individual customers, who aspire to reduce their energy costs, improve the comfort of their homes or increase the value of their real estate. Through this partnership with Leroy Merlin, Banque Populaire and Caisse d’Epargne complete the support system for their customers with a simple and efficient solution for carrying out renovation work.
For Yves Tyrode, Chairman of Oney and Managing Director of Digital & Payments at Groupe BPCE: “Our partnership with Leroy Merlin is now growing stronger and taking on a new dimension in the financing of capital goods in the field of ecological transition, a major challenge for individuals. Oney has mobilized its expertise to offer a new, even simpler purchasing process, with the possibility of subscribing directly in store to an Eco-Loan at Zero Rate. Oney is once again asserting itself as the benchmark financial partner for major retailers.”
For Agathe Monpays, general manager of Leroy Merlin France: “This partnership between Leroy Merlin and Oney-BPCE represents an important step forward in meeting the challenges of energy renovation in France. From now on, a Leroy Merlin customer will find a complete technical and financial support solution from our energy renovation managers. This removes a major obstacle, that of the complexity of financing.”
Source: www.ecommercemag.fr
