Up to the first apartment with a participation of 10 percent in AIK Bank

AIK Bank presents a new offer that allows buyers of their first real estate in a new or old building to get their first apartment even easier, with a down payment of 10%

AIK Bank has completed its offer of housing loans with a unique offer for first-time apartment buyers, with which it is possible to buy real estate in new or old buildings with a 10 percent down payment. In addition, AIK Bank assumes the costs related to real estate appraisals and taking reports from the Credit Bureau, and for requests submitted by November 30, the loan processing fee is not charged, which makes the entire process of buying a first apartment even more convenient and simple for clients.

“Solving the housing issue is an extremely important step in the life of each of us. As a reliable partner to our clients, we want to present them with an attractive financial offer, with which they will be able to plan their expenses more easily and which will enable them to get their first apartment with smaller initial investments and on predictable terms. For this reason, we invite all interested citizens to visit the nearest AIK Bank branch, in order to learn in detail about all the advantages of this offer in a conversation with our advisors. said Slavoljub Đorđević, director of the Sector for Product Development and Management of AIK Bank.

Citizens who want to secure a new property with a loan, and not buy their first property, can expect a housing loan with a 20 percent down payment. Regardless of which property they buy, AIK Bank’s housing loan comes with a combined interest rate – for the first 3 years, the interest rate is fixed at 4.99%, and after that a variable rate of 2.75% + 6M Euribor is applied.

The maximum loan amount can be up to EUR 500,000, with a repayment term of up to 30 years. An additional possibility is the option to join the salary with a joint debtor, which enables young people who are at the beginning of their careers to solve the housing issue with the support of another person, regardless of the age of the joint debtor, which allows AIK Bank to further adapt its conditions to the real possibilities and needs of clients. .

The complete offer, as well as the necessary documentation for applying for a loan, can be found at www.aikbanka.rsor in the nearest branch of AIK Bank.