What is this CRAZY free bonus from Fortuneo that knocks out the rivals?

This year again, Fortuneo was voted “the cheapest bank” in France by Panoramic Banks et Capital. The online bank, which is supported by the Crédit Mutuel Arkéa group, is riding a very good trend and has a million customers. To continue to distance itself from its competitors, it has just announced a back-to-school bonus that should attract the curious.

In this case, the promo code FTN0924, if used on the page dedicated to the offer, allows you to receive a 200 euro bonus to open this free account (with the Gold card). This bonus cannot be activated from the classic home page of the site, which allows you to only receive 80 euros for the same thing.

I’m grabbing this Fortuneo deal

While traditional banks hardly offer any welcome bonuses anymore, online banks sometimes offer this gift (however, it rarely exceeds 100 euros). The difference at Fortuneo is that this 200 euro bonus is very easy to validate. There are no extreme conditions that would prevent you from receiving this bonus if you follow the classic path.

Sans engagement

Fortuneo’s success is built on pricing (free), quality of the offer (as complete as a traditional bank), customer service and user experience. The latter is extremely well done since no one ever feels forced into it. Once you have opened your bank account, you manage it your way: you don’t need to be super-active to benefit from its service (and its bonus). Fortuneo does not ask you to make it a main account, nor to close your current account. You can keep it on the side, like a Revolut or N26 account for example.

The difference with the neo-banks mentioned above is that Fortuneo is a complete bank. You can therefore very well access products such as savings (Livret A, bank booklet, etc.), loans, life insurance or even the stock market. In the long term, you can therefore also make it your main bank and consolidate all your assets there.

We remind you that Fortuneo is a “free” bank regardless of the card you choose: you will therefore not have to pay for the current account or the bank card. Compared to a traditional bank, it is therefore more than 200 euros of bank charges per year that you will avoidThis is one of the arguments that has attracted the million customers of this online bank.

The bonus in 2 easy steps

At Fortuneo, you have the choice between two bank cards when you open an account: the Gold or the Phospho. The first implies that you have to prove 1800 euros of income per month to benefit from it (for free). The second does not require any income: it is free and accessible to all. It is a little more limited (on ceilings and insurance), but it still offers immense flexibility.

If you choose the first, you will receive a direct bonus of 150 euros while the second offers you a bonus of 70 euros. Then, you can receive an additional 50 euros (regardless of the card) if you use the neoChange banking mobility service. It’s free and there is no commitment: you can find all the details on this service directly on Fortuneo. In the worst case, you can always refuse.

The special back-to-school bonus is not available to those who are not aware of the offer: you must go through the page dedicated to the operation and use the code FTN0924. Below, you can do it directly. Note that the deal expires on September 13, 2024 at midnight.

I’m grabbing this Fortuneo deal