For the new function to work, the third-party bank must be connected to the Fast Payment System (FPS). If the client has not exceeded the limit of 30 million rubles for transfers via FPS, there will be no commission for automatic replenishment of Yandex Pay, the company clarified.
To activate the auto-replenishment function, you need to link a third-party bank account to Yandex Pay. When paying for a purchase, the Yandex Pay card will be replenished with the missing amount, for example, if there are 300 rubles on it, and the product costs 1,000 rubles, then the account will be replenished by 700 rubles, the service explained.
Auto-replenishment is done using a QR code, NFC or online. The new tool is already available in Yandex Go and Yandex Market, and will be available in Lavka and Eda later.
In February 2024, Yandex launched term deposits for Yandex Pay cardholders. According to current data from the service’s website at the time of publication, the yield on such deposits makes up up to 19% per annum.
Cover photo: PalSand /
Source: rb.ru